Bread Financial (NYSE: BFH – Get a rating) and Fiverr International (NYSE: FVRR – Get a rating) are both mid-sized business services companies, but which is the better company? We’ll compare the two companies based on earnings strength, risk, valuation, dividends, institutional ownership, profitability, and analyst recommendations.
Benefits and evaluation
This table compares the gross revenue, earnings per share, and valuation of Bread Financial and Fiverr International.
| Gross revenue | Price/sales ratio | Net revenue | Earnings per share | Price/earnings ratio | |
| bread financial | $3.27 billion | 0.90 | $801.00 million | $16.02 | 3.70 |
| Fiver International | $297.66 million | 7.21 | -$65.01 million | ($1.78) | -32.79 |
Bread Financial has higher revenue and profit than Fiverr International. Fiverr International trades at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.
Analyst Recommendations
This is a summary of recent ratings and target prices for Bread Financial and Fiverr International, as provided by MarketBeat.com.
| Sales Ratings | Hold odds | Buy reviews | Strong buy odds | Rating | |
| bread financial | 0 | 0 | 0 | 0 | N / A |
| Fiver International | 0 | 3 | 4 | 0 | 2.57 |
Fiverr International has a consensus price target of $155.75, indicating a potential upside of 166.83%. Given Fiverr International’s likely higher upside, analysts clearly believe that Fiverr International is more favorable than Bread Financial.
Institutional and insider ownership
100.0% of Bread Financial shares are held by institutional investors. By comparison, 57.8% of Fiverr International’s shares are held by institutional investors. 0.2% of Bread Financial shares are held by insiders. Strong institutional ownership indicates that hedge funds, large money managers, and endowments believe a company is poised for long-term growth.
Profitability
This table compares the net margins, return on equity, and return on assets of Bread Financial and Fiverr International.
| Net margins | Return on equity | return on assets | |
| bread financial | 19.75% | 43.42% | 4.07% |
| Fiver International | -21.84% | -14.47% | -5.51% |
Risk and Volatility
Bread Financial has a beta of 2.12, indicating that its stock price is 112% more volatile than the S&P 500. By comparison, Fiverr International has a beta of 1.83, indicating that its stock price is 83% more volatile than the S&P 500.
Summary
Bread Financial beats Fiverr International on 10 out of 13 factors compared between the two stocks.
About Financière du Pain (Get a rating)
Bread Financial Holdings Inc. provides term payment and lending technology solutions to clients and consumer industries in North America. It provides credit card and other loan financing services, including risk management solutions, account creation and financing services for approximately 130 private label and co-branded credit card programs, as well as through the through Bread partnerships to approximately 500 small and medium enterprises. merchants; and Comenity branded general purpose cash back credit. The Company also manages and administers the loans it issues for private label, co-branded and general purpose credit card programs and Bread BNPL products (installment loans, split payment); and provides marketing, data and analytics services. Additionally, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promoting credit payment options earlier in the shopping experience. Additionally, the company, through Bread, a digital payment platform and robust suite of application programming interfaces, enables merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split payment solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings Inc. in March 2022. Bread Financial Holdings Inc. was founded in 1996 and is headquartered in Columbus, Ohio.
About Fiverr International (Get a rating)
Fiverr International Ltd. develops an e-commerce platform that allows people to buy and sell digital services. It operates through the following geographic segments: United States, Europe, Asia-Pacific, Rest of the World and Israel. The company offers digital marketing, graphics and design, video and animation, copywriting and translation, and music and audio. The company was founded by Micha Kaufman and Shai Wininger in 2009 and is based in Tel Aviv, Israel.
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