TrustCo Bank Corp NY (NASDAQ: TRST – Get a rating) and Southern States Bancshares (NASDAQ: SSBK – Get a rating) Are both small cap finance companies, but what is the top action? We’ll compare the two companies based on valuation strength, earnings, risk, dividends, institutional ownership, analyst recommendations and profitability.
Institutional and insider ownership
64.6% of TrustCo Bank Corp NY shares are held by institutional investors. By comparison, 38.9% of Southern States Bancshares shares are held by institutional investors. 3.1% of TrustCo Bank Corp NY shares are held by insiders of the company. Strong institutional ownership indicates that hedge funds, large fund managers, and endowments believe a stock is poised for long-term growth.
Valuation and benefits
This table compares the gross revenue, earnings per share (EPS), and valuation of TrustCo Bank Corp NY and Southern States Bancshares.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|TrustCo Bank Corp NY||$185.92 million||3.19||$61.52 million||$3.22||9.60|
|Southern States Bank Stocks||$68.58 million||2.87||$18.57 million||N / A||N / A|
TrustCo Bank Corp NY revenues and higher profits that Southern States Bancshares.
This table compares the net margins, return on equity and return on assets of TrustCo Bank Corp NY and Southern States Bancshares.
|Net margins||Return on equity||return on assets|
|TrustCo Bank Corp NY||33.09%||10.53%||1.00%|
|Southern States Bank Stocks||N / A||N / A||N / A|
TrustCo Bank Corp NY pays an annual dividend of $ 1.40 per share and a dividend yield of 4.5%. Southern States Bancshares pays an annual dividend of $ 0.36 per share and a 1.6% dividend yield. TrustCo Bank Corp NY pays 43.5% of its profits as dividends.
This is a breakdown of the current ratings and recommendations for TrustCo Bank Corp NY and Southern States Bancshares, as provided by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|TrustCo Bank Corp NY||0||0||0||0||N / A|
|Southern States Bank Stocks||0||0||2||0||3.00|
Southern States Bancshares has a consensus target price of $ 23.50, indicating a potential increase of 4.44%. Given the likely higher upside of Southern States Bancshares, analysts clearly believe that Southern States Bancshares is more favorable than TrustCo Bank Corp NY.
TrustCo Bank Corp NY beats Southern States Bancshares 9 of 12 factors compared between the two actions.
TrustCo Bank Corp NY Company Profile (Get a rating)
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a Federal Savings Bank, which provides banking services to individuals and companies to individuals, partnerships and corporations. The company accepts deposits; and offers loans and investments. She also works as a real estate investment trust that acquires, owns and manages real estate mortgage assets, including residential mortgages and securities backed by mortgages. In addition, the Company acts as executor and trustee of personal trusts; provides management services to asset and wealth, estate planning and related advice, and child care; and acts as trustee for various types of employee benefit plans and pension trusts and participation in corporate profits. At December 31, 2021, it operated through 147 banking offices and 163 ATMs in New York, New Jersey, Vermont, Massachusetts and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.
Southern States Bancshares Company Profile (Get a rating)
Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals. It offers various deposit products, such as NOW, savings accounts, money market and deposit accounts bearing no interest; certificates of deposit; and term deposits. The company also offers mortgage products, including loans for construction and real estate development, residential mortgages and commercial real estate mortgage loans; Commercial and industrial loans; and direct installment consumer loans, overdrafts and other revolving loans. In addition, it offers online banking and mobile and ATM services. The company operates 15 offices in Alabama and Georgia. Southern States Bancshares, Inc. was founded in 2007 and headquartered in Anniston, Alabama.
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